The Federal Reserve cut rates 25 basis points during its Dec. 10 meeting. “CD rates may drift down shortly after the meeting, ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up ...

Certificate of deposit (CD) accounts have generated strong yields for savers who locked in high rates in 2023 and 2024. Around a year ago, you could find some CD APYs up to 6%. Now many of those same ...

CD rates remain relatively high — with some still touting APYs of 4% and up. (You can see some of the highest CD APYs here, from our partner Bankrate.) But changes in inflation and interest rate cuts ...

Interest rates have cooled over the past 14 months, with the Federal Reserve appearing to mirror its late-2024 pattern of rate cuts. The central bank lowered its benchmark rate by 0.25% in both ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...