BMO Alto’s offering is limited without a checking account or access to branches and ATMs, but rates are highly competitive and the bank doesn’t charge any fees. Best for: Customers looking to ...

Consider this account if you’re comfortable with online banking, and don’t need to go into a branch. The BMO Relationship Plus Money Market account pays a 0.80% APY automatically, with the ...

If you don't live near a branch, you can open accounts online from anywhere in the U.S. Your money is FDIC insured for up to $250,000, or $500,000 if you have a joint account. BMO has received an ...