In the past few years, there have been several developments in the field of modeling the credit risk in banks’ commercial loan portfolios. Credit risk is essentially the possibility that a bank’s loan ...

More than a third of banks still do not quantitatively assess the impact of climate risk on credit portfolios, the findings of Risk.net ’s Climate Risk Benchmarking study show, despite some ...

These events remain relevant largely because they occurred during an extended period of geopolitical stability that ran from the late 1990s through to the early 2020s. When shocks did occur, they ...

A visionary business analyst and product owner with 18 years of proven track record in driving industry-transforming financial solutions in the UK, Olubunmi Martins-Afolabi possesses exceptional ...

This article was written by Jerome Barkate, Nakul Nair, Zane Van Dusen, and Scott Coulter. We are witnessing a remarkable period in the credit markets. Following years of accommodative monetary ...

The key function of banks in the real world is endogenously creating (inside) money. But they do so facing solvency, liquidity and maturity risks and being subject to regulatory and demand constraints ...

Also, company’s pilot program gives nonprofit lenders access to modern credit scoring while helping them maintain sound lending practices VantageScore has launched its newest tri-bureau credit model, ...

As a powerful force in the financial landscape, fintechs offer innovative technology solutions that cater to diverse consumer needs. To manage credit risk effectively, fintech lenders can adopt unique ...