The best personal loans for good credit are from providers like SoFi, LightStream and Achieve that offer low APRs and rate discounts ...

Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

Best Egg offers competitive rates and secured loans, but origination fees can be high ...

Long-term personal loans let you spread out repayment over time, often between five and seven years. Longer terms can mean smaller monthly payments, but that usually means higher interest. If you’re ...

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It may be possible to use personal loans to pay off student loans, though not all lenders allow this. Refinancing federal student loans to a personal loan eliminates access to income-driven repayment ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Ben Woolsey was a full-time Associate Editorial Director at Investopedia, focusing ...