A long-term care rider gives you access to your life insurance payout while you’re still alive to help pay for long-term care ...

We pick the best long-term care insurance companies of 2026, including New York Life and Mutual of Omaha.

Long-term care insurance can ensure you have the help you need for day-to-day living. There are three main types of long-term care insurance, and which one is best for you will depend on your ...

“We’ve been paying into long-term-care insurance since we were in our mid-50s,” said a friend, now in her late 60s. “But with all of the premium increases, we might have been better off just investing ...

Deciding between a stand-alone or hybrid long-term care policy can be confusing. We asked ChatGPT for advice, then had a licensed long-term care insurance specialist review its answer line by line.

Roughly half of Americans have life insurance. Fewer people own policies that will last beyond their current jobs. Is that a ...

Mutual of Omaha offers standalone long-term care (LTC) insurance, an increasing rarity in the life insurance space. It has an age cap of 79 in most states and boasts outstanding customer service, both ...

Forbes contributors publish independent expert analyses and insights. Steve Vernon, FSA, helps retirees make their money last for life. “Should I buy long-term care insurance?” I’m often asked this ...

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Bankers Life in Farmington. The company maintains long-term care insurance policies through Connecticut's state partnership plan. Credit: Shahrzad Rasekh / CT Mirror Editor’s note: For more coverage ...

Everly Life reports life insurance as a meaningful act of service, offering financial protection for loved ones after death.

A comprehensive guide to long-term care insurance costs, coverage options and whether it’s right for you.