Key Points ・Existing Parent PLUS borrowers must consolidate and enroll in income-driven repayment by strict 2026 deadlines to preserve access to forgiveness. ・Borrowing a new Parent PLUS loan after ...

A caller to The Dave Ramsey Show in January 2026 faced a debt situation trapping thousands of families: $170,000 in combined student loans on a $91,500 salary. The caller had knocked out credit cards ...

・Federal Parent PLUS loans offer more flexible repayment and forgiveness options, but come with higher interest rates and origination fees. ・Private student loans can have lower rates but fewer ...

To meet Parent PLUS loan eligibility, you must be a parent, meet federal loan qualifications and not have adverse credit history. Many, or all, of the products featured on this page are from our ...

College is more expensive than ever, so it’s understandable that parents want to help their kids foot the bill. If you’ve decided to take out loans to pay for your child’s schooling, you’ve likely ...

Parent PLUS loans can help cover college costs when other financial aid falls short, opening up the possibility for income-driven repayment and loan forgiveness Written By Written by Contributor, Buy ...

A parent PLUS loan is a type of federal student loan available to parents who want to help their child pay for college. With a PLUS loan, you can borrow up to the cost of attendance of your child’s ...

Forbes contributors publish independent expert analyses and insights. Robert Farrington writes about higher education and student loans. Desperate times call for desperate measures. At least, that's ...

The cost of school can be more than what many families can afford. With the cap on federal subsidized loans and limitations based on financial need, some parents are looking for other ways to pay for ...