Replacement cost” doesn’t always mean a full rebuild. But a quick check can show whether your dwelling coverage is capped—or ...

Home insurance costs jumped 62% from 2022 to 2025, based on our analysis, and rising rates are expected to continue in 2026.

U.S. homeowners are facing nearly 90 % higher property-insurance bills since 2014, driven by soaring home values, inflation ...

Rising labor and material costs could weigh on final expenses, despite a slower summer for hurricane and tornado claims, ...

A $400,000 house costs an average of $3,216 to insure per year, but your cost will vary based on a few factors.

Homeowners insurance might not cover what you think it does. Here's what you need to know about "junk" insurance policies.

Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...

We evaluated dozens of carriers to find the best homeowners insurance companies. These insurers received our highest star ratings based on their coverage options, consumer experience and financial ...

Home insurance gives you a crucial layer of financial protection. Ironically, it’s also a product you hope you never have to use. If you do have to file a claim for damaged or stolen property, though, ...

Amica: Best for consumer satisfaction. Auto-Owners: Best for working with an agent. Chubb: Best for insuring high-value homes. Country Financial: Best for discounts. Erie: Best for coverage. NJM: Best ...