Explore Employer Matches, including its definition, plan types, and pros & cons. Discover strategies for maximizing employer ...

Learn how catch-up contributions let those 50+ boost their retirement savings in 401(k)s and IRAs, understanding rules, limits, and tax benefits involved.

Part of the Small Business Job Protection Act, this type of 401(k) makes it easier for small businesses to offer retirement plans to their employees.

When it comes to saving for retirement, a 401(k) plan is one of the smartest financial products you can utilize. Contributions to these employer-sponsored plans are tax-deferred, so they lower your ...

If your company’s offering you a Roth 401(k) match, you should contribute enough to trigger that free money and boost your retirement savings. But take note: This financial move could lead to a tax ...

Contributions made by an employer to an employee’s SEP are excludable from the employee’s income to the extent that they do not exceed the lesser of: (1) 25 percent of compensation from the employer ...

(k) and IRA contribution limits are based on your age, income, and if you (or your spouse) have a plan at work. Learn about ...

Employers can’t contribute directly to an employee’s personal Roth IRA, but they can still help with retirement savings in other ways. The SECURE 2.0 Act allows employers to contribute to SIMPLE IRAs ...

For high earners looking to supercharge their retirement savings, enter the mega backdoor Roth. This financial strategy serves as a tax-shelter for retirement funds, which allows you to add tens of ...

Picking the right retirement savings plan and maximizing retirement savings can be a complex landscape to navigate, but it’s key to staying fiscally fit in the twilight years. Retirement planning is ...