Treating 0% intro APR cards like free money is a common mistake. Here's how to use balance transfer cards the right way, and ...

Balance transfer credit cards can help save on interest if you pay off all or most of your balance before the introductory period ends. Some people run into trouble by missing payments, making only ...

A Reddit user got a credit card with a balance transfer offer. The Redditor has a 0% promotional rate for 10-months. Balance transfer offers can be a great way to pay off debt but you need to shop ...

Credit Card Tips (September 29, 2025): Credit cards have become a common part of daily financial life, helping people manage expenses with ease. However, when spending goes unchecked and payments are ...

Credit card debt is expensive, and Americans have a lot of it. As a whole, Americans owe $1.142 trillion on their credit cards, according to Federal Reserve data. Interest rates are often 20% to 25% ...

Moving the debt is just the first step. Have a game plan for paying down the balance before the interest-free period ends. Many or all of the products on this page are from partners who compensate us ...

A friend of mine almost didn't do a balance transfer because of the $300 fee. He was nervous about paying that much up front -- totally fair. But once he ran the numbers and saw he'd save over $1,400 ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Paul Soucy has led the Credit Cards content team at NerdWallet since 2015 and the Travel Rewards team since 2023; he is also director of content for Consumer Credit verticals. He was an editor with ...

Credit cards made up about 35% of all transactions last year, according to Federal Reserve data. And yet, most people swipe without realizing the hidden perks and money-saving tricks their cards come ...

Most credit cards are good for new spending OR cutting the cost of existing debt, but some offer cheap intro rates on both. We've full info and our top picks, plus our Balance Transfer & Spending ...