When you enter the workforce, the concept of retirement barely feels real. It's simply a finish line hundreds of miles away ...

With nearly half of workers saying they lack sufficient emergency savings 2, many employers are stepping up to help ease this financial burden through innovative workplace benefits. "People often ...

Your Savings Rate Hits the Sweet Spot The magic number isn't as mysterious as you might think. In separate research, our ...

That said, the 4% rule assumes that your portfolio has a fairly even mix of stocks and bonds. If you're a very conservative ...

For some, those extra years open space for travel, learning, and purpose. For others, they bring tighter budgets and ...

Still, your expenses may not drop so drastically in retirement. A good rule of thumb is to expect to need 80% of your former income to cover your costs without worry. So let's run some numbers to see ...

Financial expert Suze Orman has warned that many Americans underestimate a critical cost in retirement, with one particular ...

Many experts suggest keeping one to five years’ worth of income in cash to act as a buffer, although the ideal amount will ...

You may be saving more in an easy-to-contribute retirement savings vehicle, but you're giving up a great deal of flexibility.

Recently I was the spousal beneficiary of my wife's IRA. I went over the options with the major financial group holding the IRA. I made a choice based on the information given, but I admit published ...

You can then request a direct rollover from your old employer's plan so the funds go straight into your IRA, which keeps your savings tax-deferred and avoids penalties. You can also do an indirect ...

Recent data shows that reveals that 35% of Americans today are delaying retirement or plan to do so. Insufficient savings and ...