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Government shutdown and student loans explained (2026 update)

At-a-Glance ✅ Payments still due and loan servicers remain open, collection activity will still happen.✅ IDR applications ...

Student Loan Borrowers Hit Back As Education Department Stalls On Discharges

Student loan borrowers filed a forceful response as the Education Department took steps to delay discharging student loans ...
Opinion

Trump-era changes to student loans explained: What ended, what’s ending, what survives

Student loans in the US have not been frozen or wiped away. They have been redesigned. Three popular income-driven plans are being phased out, a new repayment plan is due in July 2026, and “pause” ...
Forbes

Collection Efforts For Student Loans Are Now Halted For Some Borrowers — 5 Key Takeaways

US Secretary of Education Linda McMahon speaks during the daily briefing in the Brady Briefing Room of the White House in Washington, DC, on November 20, 2025. On January 16, 2026, the Education ...
Institute for Fiscal Studies

How do Plan 2 student loans work, and how have they changed over time?

At the 2025 Autumn Budget, the government announced that the repayment threshold for Plan 2 loans will be frozen at its April 2026 level (£29,385) for three years, instead of increasing with inflation ...
LBC

'It’s not like a mortgage': Minister defends student loans system as more people blast it as 'unfair'

It comes after Chancellor Rachel Reeves described the student loans system as fair, despite rising debt among graduates ...

Will student loan rules be Labour’s next U-turn?

A Budget decision to freeze the repayment threshold threatens to provoke a revolt among students, parents and recent ...