"Flash floods caused by a sudden rise in temperature during the winter months can cause significant damage to your home that will not be covered by your standard home insurance policy, but flood insurance can be purchased separately," said AAA Spokeswoman Megan Cooper.

AAA reminds homeowners and renters that preparing for inclement weather is essential to avoiding wintertime repairs.

AAA Texas is reminding drivers to make sure their vehicles are ready to hit icy or snowy streets if they need to travel in winter weather conditions.