Home Down Payment Assistance Offers Hope to First-Time Buyers
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My friend was talking to a buyer the other day and said something that really stuck with me. Student loans, income, credit, down payments… it can all feel like one giant puzzle when you're a first-time homebuyer. 💯 But here’s the part most people don’t know: If you’re using FHA or conventional financing, you don’t need 20% down to start. FHA loans begin at 3.5% down, and conventional loans can go as low as 3% down for qualified first-time buyers. The real game changer? Down Payment Assistance (
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