The 4% rule is now the 4.7% rule. That matters for your retirement.
The 4% rule is now the 4.7% rule. That matters for your retirement.
6 months ago
MSNDaniel de Visé,USA TODAY
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In Question: The Validity of the 4% Rule
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patch.com
Did you know? The 4-second rule can make all the difference at a blinking green light! If you’re within 4 seconds of the intersection, continue safely; if not, slow down and prepare to stop. Safety first on every drive! 🚦 #gulfdrivingschool #roadsafety #4secondrule | Gulf Driving School
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You’ve probably heard of the 4% rule — the classic guideline that says you can safely withdraw 4% of your portfolio each year and make your money last 30 years. But here’s the debate: Is 4% still the right number in 2026… or is it too conservative (or even too aggressive)? Some retirees still swear by 4% because: 🔹 It’s historically tested across good AND terrible market years 🔹 It forces you to build a strong enough nest egg 🔹 It gives peace of mind for a long retirement—30 years But others
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